Cord Insurance ("Cord Insurance") operates cordinsurance.com and may operate other websites. It is Cord Insurance policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Cord Insurance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Our purpose in collecting non-personally identifying information is to better understand how our visitors use its website. From time to time, we may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

We also collect potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on https://www.cordinsurance.com. We only disclose logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Cord Insurance websites choose to interact with Cord Insurance in ways that require Cord Insurance to gather personally-identifying information. The amount and type of information that Cord Insurance gathers depends on the nature of the interaction. For example, we ask visitors requesting a quote to provide background information to accurately provide a quote. Those who engage in transactions with Cord Insurance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Cord Insurance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Cord Insurance. Cord Insurance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Cord Insurance may collect statistics about the behavior of visitors to its websites. Cord Insurance may display this information publicly or provide it to others. However, Cord Insurance does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Cord Insurance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Cord Insurance behalf or to provide services available at Cord Insurance websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Cord Insurance websites, you consent to the transfer of such information to them. Cord Insurance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Cord Insurance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Cord Insurance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Cord Insurance, third parties or the public at large. If you are a registered user of an Cord Insurance website and have supplied your email address, Cord Insurance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Cord Insurance and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Cord Insurance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Cord Insurance uses cookies to help Cord Insurance identify and track visitors, their usage of Cord Insurance website, and their website access preferences. Cord Insurance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Cord Insurance websites, with the drawback that certain features of Cord Insurance websites may not function properly without the aid of cookies.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Cord Insurance and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Cord Insurance may change its Privacy Policy from time to time, and at Cord Insurance sole discretion. Cord Insurance encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a Cord Insurance account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Know your EU rights:

If you are within the European Union, you are entitled to certain information and have certain rights under the General Data Protection Regulation. Those rights include:

• • We will retain the any information you choose to provide to us until the earlier of: (a) you asking us to delete the information, (b) our decision to cease using our existing data providers, or (c) the Company decides that the value in retaining the data is outweighed by the costs of retaining it.

 

• • You have the right to request access to your data that the Company stores and the rights to either rectify or erase your personal data.

 

• • You have the right to seek restrictions on the processing of your data.

 

• • You have the right to object to the processing of your data and the right to the portability of your data.

 

• • To the extent that you provided consent to the Company's processing of your personal data, you have the right to withdraw that consent at any time, without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.

 

• • You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.

 

• • We require only the information that is reasonably required to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.

 

Those within the European Union European Union may make a GDPR Data Request via our Contact Page at anytime and have the right to request and receive one free copy of all their data being processed. An administrative fee may be charged for additional copies requested by User. All requests will be addressed by the Company as early as possible and always within one month.

Additional Privacy Information

All information transmitted, submitted to, or acquired from, the Website shall be deemed to be the property of the company and we shall have the right to use such information for the purposes described herein to the extent that such use is consistent with applicable law.

Terms and Conditions of Use

This Privacy Policy is governed by the Terms of Service of the Website ("Terms of Service"). Please read the Terms of Service prior to using the Website or using, registering for, or purchasing a subscription to the Online Services. By using the Website, or using, registering for, or purchasing any Online Services, User agrees to be bound by the Terms of Service and this Privacy Policy.

Information Collected

When a User uses, registers for or subscribes for any Online Services, or interacts with the Website in other ways, such as by submitting questions or comments, or requesting information or materials, such User acknowledges and authorizes the company to collect the following information:

User's domain name, IP address, and computer and web browser type; any information provided to the company by User through the submission of any forms, surveys and any other information received from User, including, but not limited to, email addresses regardless of whether provided by Users or otherwise acquired by us as a result of correspondence with Users, personally identifiable information, and financial and demographic information relative to Users; and any information relative to User's utilization of the Website including information relative to what web pages Users visit or access. To accomplish the foregoing or for any other reason deemed permissible under applicable law, the company may utilize "cookies" on the Website. Cookies are pieces of information that a website transfers to a user's hard drive for record-keeping purposes. The use of cookies is an industry standard and frequently used by many websites. The company may utilize cookies to recognize Users when they return to the Website. Through our use of cookies, we can customize and improve the use of the Website for Users.

Use of Information

All information collected may be utilized to enhance a User's personal experience at the Website by enabling the company to present content believed to be tailored to each User's individual interest profile. Contact information collected from Users may be utilized to send each such User information and promotional material from the company or its affiliates, partners or other third parties who have contracted with us. Information collected from Users may also be utilized by us to improve the Website or for the purpose of (i) conducting statistical analysis, (ii) developing, improving or analyzing marketing and promotional materials, (iii) providing editorial information or feedback to our affiliates, partners or advertisers, (iv) targeted telemarketing campaigns conducted by the company, or its affiliates, partners or advertisers, (v) communicating with Users via any electronic or other means deemed reasonable by us relative to updates to, among other things, the Website, this Privacy Policy and a User's subscription agreement, if any, as well as products or services, events, promotions, and the status of User's online orders and other Online Services. Users of the Website acknowledge and authorize the company to contact each User in accordance with the foregoing by telephone notwithstanding the fact that such User may have opted into the Federal Trade Commission's National Do Not Call or other similar registry.

Third Party Disclosure

To the extent any User information is provided or collected by the company in accordance with this Privacy Policy, we reserve the right to share, lease, license, sell, or otherwise disclose any information relative to any User collected by the company to third parties with or without being compensated for such disclosure. The company will utilize its best efforts to disclose a User's information only to those third parties that the company deems, in its sole discretion, to be reputable. Notwithstanding the foregoing, by utilizing the Website and/or Online Services, User hereby releases the company from any claims, damages, losses and liabilities resulting from or arising out of our disclosure of any such User's information to any third party.

Notwithstanding anything to the contrary herein, we reserve the right to release and disclose any and all information relative to any User to law enforcement or other governmental officials as the company, in its sole and absolute discretion, deems necessary to comply with any applicable law or at the request any governmental entity or agency.

Access and Modification of Information

To the extent required by applicable law, User may request that the company inform User about the personal information maintained by us with respect to User, and where appropriate, request that the company update, correct and/or suppress personal information about User that we maintain. We will make all required updates and changes within the time specified by applicable law, and where permitted, may charge an appropriate fee to cover the costs of responding to such request. Please remember, if User makes such a request, the company may not be able to provide User with the same quality and/or variety of Online Services to which User is accustomed. User is permitted to remove User's personal contact information from our marketing list by utilizing the "Unsubscribe" link located at the bottom of every email sent to Users by the company To protect User's confidentiality, the company will only respond to the email address provided to us in User's request.

Information From Minors

No information collected from children is knowingly used for any purpose whatsoever, either inside or outside the Website.

Anti-Spam Policy

The company seeks to ensure that it and third parties with whom it provides information relative to Users comply with all applicable law relative to contact with Users. In this regard, the company will only contact Users for the following purposes:

To acknowledge the company's receipt of a User's subscription application, online order or similar transaction, or to request additional information or action from User relative to any such transaction; in response to a User inquiry regarding the status of any transaction; periodic contact expressing our appreciation for User's business or patronage; and communicating with User for those reasons described in Section 2 of this Privacy Policy.

In addition, the company has instituted the following protocols relative to electronic mail correspondence in order to facilitate our compliance with applicable law such as the Can-Spam Act, including among other things:

All emails sent to Users by the company will conspicuously identify us as the sender; the Subject of emails will accurately describe the subject matter of the contents thereof, including clearly and conspicuously stating that the e-mail message is an advertisement if applicable; email message will contain an "Unsubscribe" link located at the bottom thereof, which will allow the User to opt out of getting email from us in the future; and a current physical mailing address will be contained in all email communications, where the User can send suggestions, complaints or other correspondence.

Information Security

The company implements security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of User's information. We restrict access to personal information to our business partners who may need such information in order to operate, develop or improve Online Services. Persons receiving such information are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Amendment

We reserve the right to amend our Privacy Policy at our sole discretion and at any time. You should review the Privacy Policy periodically to check for amendments. We will post notice of modifications and additions to these terms on this page. Changes will not apply retroactively and will become effective immediately after they are posted. However, changes addressing new functions for an Online Service or changes made for legal reasons will be effective immediately.